Module guides & methodology PDFs

A practical guide to the household snapshot, monthly totals, cards, alerts, and navigation.

Detailed expense capture, currency conversion, categorisation, attribution, recurring generation, capture assists, offline sync, and reconciliation.

How income records, monthly enablement, expenses, currencies, and savings summaries work together.

Budget setup, effective limits, category spend, monthly overrides, usage states, alerts, and reconciliation.

Track upcoming obligations, due dates, status, reminders, and reconciliation without moving money.

Recurring expense templates that post ledger rows on a schedule — with an optional approval mode that asks before each occurrence.

Card faces with limits and statement days, bank-account ledgers with safe-to-spend, an external-accounts address book, and Card Intelligence recommendations.

Turn the transaction SMS your bank already sends into reviewable draft expenses — with card matching, opt-in capture, and automation you dial in.

Shared household shopping checklist with quantities, assignees, and shareable lists.

Create household events and reminders, understand recurrence and time handling, and distinguish reminders from financial records.

Goal targets, progress, contributions, dates, net-worth inclusion, and responsible interpretation.

The Asset Registry: assets, debts, insurance policies and included goals; how each kind of asset is valued today and projected (deposits, recurring plans, bonds, depreciation, gratuity); debt schedules; currency; and the combined forecast.

Detailed guidance for filters, aggregations, comparisons, trends, exports, currency, and reproducible interpretation.

How AccountHouse's Financial Intelligence engine continuously analyzes household spending with robust statistics, surfaces evidence-backed findings, and shows the reasoning behind every card.

IntelliVis is AccountHouse’s intelligent visualization layer for Insights Engine findings — charts, evidence, and comparison views that explain why a suggestion appeared.

ReceiptVis scans receipt photos or PDFs and proposes a reviewable expense or Split payment draft — you always confirm before saving.

Price estimates on your shopping list, built from receipt prices households have chosen to share de-identified — with the sample size behind every number.

Use AccountHouse AI features with appropriate verification, privacy, permission, and financial-advice boundaries.

Optional 'where' on expenses: a spend map, top places and areas, and an at-home-versus-out split — captured foreground-only, governed by layered consent.

The numeric financial-health score and its readable drivers, pillar concepts, score history and forecast, interpretation, limitations, and improvement workflow without publishing proprietary weights.

Deep methodology for contributions, consumption shares, multi-payer obligations, deterministic rounding, settlement order and approval, offsets, debt simplification, group tools, and privacy.

Household invitations, admin/member/viewer roles, client permissions, least privilege, and offboarding.

One chat thread per household — mentions, voice messages, receipts, and pins — plus voice and video calls with live member presence.

The in-app inbox for platform broadcasts — service alerts, articles, and fillable surveys, polls, quizzes, and reviews — with stated response privacy.

In-app, email, and push notification preferences, delivery limits, privacy, and troubleshooting.

Document organization, client-side AES-256-GCM envelope encryption, the password + PIN unlock model, recovery key, sharing codes, audit trail, metadata caveats, and safe use.

Passwords, email OTP and mobile-approve 2FA, per-app sessions, per-area PIN gates, app lock, owner access policy, security locks, and incident response without exposing detection thresholds.

The owner's exits: a complete encrypted household backup (.ahbak), restore with a preview, and account deletion with a grace period and member notice.

The Android app family — AccountHouse, AH Lite, and AH Split — plus coexistence, permissions, offline sync, push routing, and lost-device response.

Prepare, validate, import, reconcile, and safely share household data files.

Authentication, authorization, resource patterns, high-level quotas, HMAC webhook verification, retries, idempotency, and secure integration.