AccountHouse Complete Feature Brochure

How to read this document

Sections move from purpose → concepts → calculation process → worked examples → edge cases. Formula boxes use plain mathematical notation for clarity; they are conceptual summaries, not API contracts.

• Point lists call out operator-visible behaviour.
• Callouts mark warnings, limitations, or important qualifications.
• Worked examples use round numbers so you can reproduce the arithmetic by hand.

Your complete feature guide

AccountHouse is shared household expense management for families and roommates — web dashboard and Android companion — with optional Split groups for friends, encrypted DocuVault documents, and developer APIs for automation.

• Use this brochure for a brief view of every feature in one document
• One household ledger for expenses, income, budgets, and payables
• Member roles (admin / member / viewer) with web and mobile permission controls
• Multi-currency capture with conversion into a household default (AED by default)
• Split as a separate collaboration surface with its own groups and balances
• Security layers: password, optional email/mobile 2FA, sessions, PIN, app lock

Daily household finances

The core ledger keeps routine household money organized without mixing it with peer-to-peer Split balances.

• Dashboard — a current snapshot of expenses, income, savings, budgets, bills, goals, and recent activity.
• Household Expenses — record purchases, categories, payers, dates, notes, receipts, and original currencies.
• Income & Savings — track enabled income sources and compare period income with household spending.
• Budgets — set monthly category limits, apply month-specific overrides, and monitor warning or exceeded states.
• Payables — organize bills and obligations by due date while retaining execution and payment history.
• My Cards — keep card references and card-linked spending context together without acting as a bank.
• Shopping List — coordinate items, quantities, completion, and list ownership before purchases are recorded.
• Calendar & Reminders — see financial dates and schedule one-time or recurring reminders.

Planning and financial insight

Planning modules turn ledger data into understandable progress and trends. Forecasts are informational rather than financial advice.

• Goals — define targets, record contributions, view progress percentages, and review pace toward a target date.
• Net Worth — maintain assets and liabilities, allocation views, and household-currency net-worth summaries.
• Analytics & Reports — explore period comparisons, category patterns, cash-flow summaries, and exportable reports.
• Insights Engine — optional entitlement that scans spending and surfaces actionable suggestion cards.
• IntelliVis — chart and evidence visuals that explain Insights Engine findings on web and Android.
• Financial Health — review qualitative pillars and practical observations without exposing proprietary weights or thresholds.

Shared money with Split

Split is a separate collaboration surface for friends, trips, and shared costs. It does not silently alter the household ledger.

• Create groups and manage participants with clear group-level access.
• Record single- or multi-payer payments and choose equal or custom funding and consumption shares.
• See contribution, share, and net positions so each obligation remains explainable.
• Record settlements, apply allocations deterministically, and preserve settlement history.
• Use group tools such as reminders and chat where enabled.

People, roles, and communication

• Members & Roles — invite household members and control admin, member, or viewer permissions plus client access.
• Notifications — receive relevant budget, payable, Split, calendar, account, and security notices.
• Mobile App — use the Android companion for household tasks, Split, reminders, secure document access, and push alerts.

Documents, privacy, and security

• DocuVault — protect document contents with client-side AES-GCM envelope encryption while keeping claims about metadata appropriately limited.
• Security — use password protection, optional email or mobile-approval 2FA, device sessions, PIN controls, app lock, and supported biometrics.
• Household isolation — authenticated operations remain scoped to the active household and the member's permissions.

Data, automation, and assistance

• Imports & Exports — move supported records through guided import flows and produce portable reports or data extracts.
• ReceiptVis — optional entitlement that scans receipt photos or PDFs into a reviewable expense or Split payment draft.
• Developer API & Webhooks — connect authorized external tools, automate supported workflows, and react to documented events.
• AI Assistant (InteliHouse when enabled) — ask for contextual help and summaries within supported permissions; verify important outputs before acting.

Shared calculation principles

Across modules, AccountHouse prefers deterministic, auditable arithmetic over opaque scores. Where forecasting is involved, documents label it as informational.

• Rounding: cent remainders are assigned deterministically so totals still reconcile.
• Currency: original amounts are preserved; household totals prefer converted values.
• Privacy: peer settlement details and sensitive figures can be scoped or PIN-gated.

Household isolation and roles

Every authenticated action is scoped to a household. Administrators invite members and assign roles that decide what each person can see and change on web and mobile.

• Administrator — full household control
• Member — record and manage their own activity within permissions
• Viewer — read-oriented access to reports and summaries
• Write permissions and client access (web vs app) can be tuned per person

Web and mobile

The Android app is a full companion, not a cut-down viewer. Expenses, Split, calendar reminders, DocuVault unlock, and push alerts stay in sync with the web dashboard.

• Same account identity and permissions across clients
• Push notifications for budgets, payables, Split, calendar reminders, and security notices
• Optional app lock and biometrics on supported phones

Beta positioning

• Register interest from the marketing site to request access
• Legal source of truth: Privacy Policy and Terms of Service on the website
• Forecasts and health scores are not financial, tax, or investment advice

A month in one household

Continue with detailed guides

Every feature summarized in this brochure has its own article and downloadable PDF in the Documentation hub.

• Household Expenses — capture, FX, and monthly rollups
• Split — funding, shares, obligations, and settlements
• Net Worth — assets, debts, and forecasts
• Security — sign-in, 2FA, sessions, and locks
• Developer API — external automation and webhooks

Privacy, advice limits, and what we do not publish

AccountHouse is a household tracking and organisation tool. It is not a bank, payment processor, tax advisor, or investment advisor. Forecasts, health scores, balances, and alerts are informational.

• Household data is scoped to your household; other families cannot see your ledger.
• Public documentation explains product behaviour and calculation concepts, not proprietary internals.
• Exact scoring weights, anomaly thresholds, cryptography parameters beyond high-level algorithms, and operational detection rules are reserved.
• This overview does not list every API field or internal job schedule.
• Detailed module PDFs go deeper on calculation processes without revealing proprietary weights.
• Legal wording remains governed by the current Privacy Policy and Terms of Service on the website.