Household Finance OSBeta access

Accounts, expenses, income, budgets, bills, cards, assets and documents run in one connected system. Web dashboard plus Android apps, so everyone in the house works from the same numbers.

Per-household isolationAED + multi-currencyEmail & Android pushSession revoke & audit
DashboardExpensesSplitDocuVaultCardsHealthNet worthGoalsIncomeBudgetsAnalyticsBillsMembersSecurityAlertsMore
Dashboard

The whole house on one screen

Cash, income, spending, budget burn, bills due and who spent what, all read from the same records every other part of the house writes to. Filter by month, open any figure, and act before month end rather than after the surprise.

Budget summary & yearly projectionSpending velocity forecastMember breakdownRecent transactions feed
Avg. time to clarity< 30 sec
app.accounthouse · dashboardLive

Good evening, Sara

Here's the house at a glance.

July 2026

3 members · AED household · 5 expenses this week

78

Financial health

Good shape

Feb
Mar
Apr
May
Jun
Jul

Budgets

Limits & progress

Analytics

Trends & insights

Calendar

Bills & reminders

Split

Shared expenses

Total Income

AED 11,400

PIN protected

Savings

AED 2,150

Auto-calculated

Expense / Income

38%

Healthy ratio

Budget Summary

Total Budget Set

AED 6,000

Budget Used

71%

Yearly Budget

AED 72,000

Dining88%
Groceries62%

Recent expenses

Carrefour

Food · You

−245.00

DEWA

Home · Sara

−420.00

Uber

Ride · You

−38.00
Rent · payableDue in 4d

Know more

The systems the house runs on

Split

Group money that actually settles.

Create groups for the flat, the trip, or the family chat. Log payments with receipts, split equal or custom, settle with proof, and keep the conversation next to the ledger instead of in another app.

  • Payments with receipts and who owes what
  • Settlements you confirm, so disputes die early
  • Group chat tied to the ledger
  • Invite and settle by QR when you are face to face
12:30
AF

Apartment · Floor 12

3 members · AED

Outstanding

AED 240

Done

AED 180

Payments

All

Grocery run

Today · Paid by you

AED 320

Partly paidAED 144 left

Group chat

“Paid rent share — check receipt”

Settle upScan
Money in and out

Every expense and every income, by person and category.

One ledger the whole house writes to. Log with receipts, assign the member who paid, and read the month as it actually happened.

  • Categories, payment methods, and member assignment
  • Receipts, ReceiptVis scan when enabled, and multi-currency conversion
  • Quick add, Excel import, and budget warnings on save
12:30

Expenses

July · 3 members

Live

Spent

AED 4.2k

Budget left

AED 1.8k

By category

Dining 88%

Recent

View all
C

Carrefour

You · Food

−245
D

DEWA

Sara · Home

−420
Quick addImport
Financial Health

One score across budgets, savings, bills and settlements.

Not a number for the feed. A readable view of what is dragging the score, so you know where to act this month.

  • Budget and savings signals in plain language
  • Bills and payables staying on track
  • Open Split settlements counted as real pressure
12:30

Financial Health

78

This month

Good shape

+4 vs June

Budgets

On track

Dining near limit

Savings rate

Steady

12% of income

See what moved the score
Assets and liabilities

What you own and what you owe, with a clear net figure.

Property, cash, investments and debts in one registry. Allocation at a glance, and longer horizon forecasts when you want the bigger picture.

  • Assets and debts side by side
  • Net worth that updates with the registry
  • Allocation and long view forecasts
12:30

Asset registry

Net worth

AED 842k

Assets 1.17MDebts 328k

Holdings

All
Primary residenceAED 780k
Emirates NBD · savingsAED 96k
Brokerage · ETFsAED 214k
Car loan− AED 62k
Long-view forecast
Planning

Targets with a trajectory, not a wish list.

See what you are aiming for, and whether this month’s pace gets you there or quietly slips before year end.

  • Named savings targets with contribution history
  • Pace check against the goal trajectory
  • Optional banners so goals stay visible
12:30

Savings goals

Emergency fund

62%

AED 31,000

of AED 50,000

On track · Dec 2026

Holiday · Japan

Slipping
AED 6,80034%

New car

Steady
AED 22,00018%
Add contribution
Also in the house

Papers and payment methods, in the same system

Household documents sit behind a PIN and the cards you spend with carry their own context, both inside the product that already holds the ledger. No second app, no second password.

12:30

DocuVault

Household papers

PIN

Encrypted on this device

Unlocked · auto-lock in 5 min

Documents

Emirates ID

ID card · 2 files

Encrypted

Lease · Floor 12

Contract · PDF

Encrypted

Car insurance

Policy · renews Oct

Encrypted

Tenancy EJARI

Certificate

Encrypted
UploadLock now

DocuVault

Papers that stay yours

IDs, leases and contracts in a vault locked with your PIN, encrypted on the device so the server never needs to read them.

  • Client-side encryption before upload
  • PIN unlock · recovery key
  • Household document types
12:30

My Cards

3 instruments

PIN reveal off

Debit · Everyday

•••• 4821

Spend this month

AED 1,240

All instruments

FAB Credit

•••• 9034

AED 860

Active

ENBD Debit

•••• 4821

AED 1,240

Active

Cash

Household wallet

AED 500

Untracked

Add instrument

My Cards

Instruments with context

Name the cards and accounts you actually use, then read spend against each one without putting every digit on a shared screen.

  • Named cards & accounts
  • Spend visibility by instrument
  • Optional PIN reveal
The full system

Every module, one household record

Accounts, budgets, bills, cards, assets, documents and planning all write to the same data. Open any module to see what it does in the app you use daily.

Dashboard

The whole house on one screen

Cash, income, spending, budget burn, bills due and who spent what, all read from the same records every other part of the house writes to. Filter by month, open any figure, and act before month end rather than after the surprise.

  • Budget summary & yearly projection
  • Spending velocity forecast
  • Member breakdown
  • Recent transactions feed
Avg. time to clarity< 30 sec

Metric

12.4k

Metric

5.7k

Metric

18.2k

Metric

3 due

Beta access by request

Put your household on one system

We onboard households one at a time. Register your interest and we review the request. Approved households get an email with account setup, and anyone turned down gets a clear reason.